Latest hot topic these days is about the new salary scheme for all civil servants. I never read nor watch news but I have ears... I listen to these open discussions in the office and in public. While those involved are happy, at the same time, a lot of grouches could be heard....
Just now I googled about it and indeed it is true, from January 1st onwards, civil servants will be getting a pay rise between 7 to 13% increment in their salary. The circular is out, you can download the SBPA circular here.
Putting that aside... what do you think will happen next year.. While the civil servants are expecting their increment to be implemented in January, we must also prepare our hearts from being "shocked-ed" by the increase in our monthly expenses.
It is expected.... when there is increment in salary, there is also an increase in everything, especially FOOD!
So... Be prepared, be frugal, be cautious in spending unnecessarily.........*reminding myself*