Annuity Quotes

Often published in the newspapers are settlement money stated by the court to spouses and on accident cases where permanent life injury is inflicted on the accident victims.  Sometimes I wonder how these insurance payments work, do they pay the victim a lump sum or do they pay by installments?  As for spouses with divorced cases, I normally come across deductions monthly, from the husband to the wife usually but I am not so sure about accidents.  At least now I know that there are certain websites which assist victims to get the best settlement in cash and to provide  annuity quote to those who are affected.  This way, we can doubly make sure that we are not short changed if we were the victims ourselves.